All Actors and Movers Are Suspect.

While I agree with all of this, I'd have to say that another factor is the ton of journalists who are waxing about how bad it all is, and making me think twice spending any money. But I guess the article is well placed in that it highlights the people in the most pain to the people who can possibly do something about it. I know: we forgive everyone our debt and they do the same to us. Clean Slate! (ha!)